The League board has had a tradition of passing along the chairmanship when the current chairman felt he/she needed a change, had time restraints, or wanted to give someone else a chance. While on the board of directors, I have been privileged to observe both Chuck Miller and Jim Everhart perform their duties, and I hope to be as effective and fair as they were.
    In the past I have served as the board chair of other organizations. Currently I am the chair of my church's administrative council. In the past I served many years as the chair of Concord Day Care, a United Way funded agency, in Chester, Pennsylvania. If nothing else, I know how to run a meeting.

4. What are some of the challenges that you see for the future of the League? What challenges do you see for the credit union movement in general, especially in Delaware?

   As a League: Based upon our size, how do we remain independent and relevant? Our goal is for 100% of the Delaware credit unions to be part of the League. Each of our 34 credit unions has its own business plan and vision, so we will never agree 100% on anything. Differences of

opinion are good in that they force us to examine why and how we do what we do. Difference doesn’t make us mortal enemies (that's always been one of the nicest things about credit unions). However on a global scale, we must put aside our differences and work
towards the greater goal of preserving the credit union movement. If we aren't there to help people, who will?
   As a movement: Recruiting volunteers who understand or are willing to be educated as to what we do and who we are. Board members for any organization need to passionately believe in the institution they serve and serve it unselfishly, not expecting monetary gain. There are just some things you have to do in life because it's the right thing to do. All of us need to unselfishly give something back.
   The consolidation of credit unions is a concern. For whatever reason, regulation and compliance issues have been the death knell for many credit unions. We surviving credit unions need to guard against getting too "cocky," because it's easy to lose our way and independence if we stray far from, or lose sight of, why we were founded.
   Certainly the constant attack by certain segments of the banking industry has some of

us rattled. But, if we continue to serve our membership and truly reach out to the underserved, we will make a case for our existence that is too strong to be silenced.

5. Any other comments you would like to share?

   The staff of the Delaware Credit Union has a strong sense of what our mission is. They have always acted in a professional manner. For a League our size, we play an important part in the National movement. As a board, our goal is to help the staff interpret the needs of our membership and to ensure that the staff seeks and considers input from all of our members.

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